*Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.
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Mr Cheung has been operating a garment processing factory for years. Recently, he plans to relocate his factory from mainland China to India for cutting labour costs. However, as the company’s cash flow may not be sufficient for meeting the considerable relocation costs, he is so puzzled that how the required capital can be raised in a short period of time.
By a friend’s referral, Mr Cheung gets to know “SME Mortgage Scheme” offered by Hong Kong Finance. The Scheme does not require any proof of income documents or financial statements, He can obtain the approval of loans in a short period of time, solving SME’s capital needs. Mr Cheung has even chosen the scheme payable in instalments for interest only. In addition to this, Mr Cheung can repay the principal loans customised by himself. So, this means he can borrow and repay the capital anytime, having the financial arrangments in more advance, and flexible.
Application for Hong Kong Finance’s Loans for SMEs does not require company financial reports. We will process each application according to the applicant's overall condition.
Hong Kong Finance is a law-abiding and formal listed company operated with openness and transparency. For the whole loan period, only loan interests will be collected, without handling, consultation and other miscellaneous fees.
Loans for SMEs have no minimum loan period. Interest is calculated based on the actual number of days when loans are disbursed. There is no penalty for early repayment.
Loans for SMEs are not limited to business types or the length of business operation. Applications can be made as long as there is funding demand for the business.
The specific time for each application varies. Generally, initial approval result can be obtained within two working days after all required information is collected.
Targeting SME owners who often experience troubles in capital turnover, we specially offer the Principal Repayment Holiday Scheme where clients have an option to repay only monthly interest to reduce monthly repayment expenses.
There is no loan amount ceiling. It depends on the conditions of each applicant.
Applicants aged 18 or above can apply. No limit.
Application for Hong Kong Finance’s Loans for SMEs does not require company financial reports. We will process each application according to the applicant's overall condition.
The specific time for each application varies. Generally, initial approval result can be obtained within two working days after all required information is collected.
Hong Kong Finance is a law-abiding and formal listed company operated with openness and transparency. For the whole loan period, only loan interests will be collected, without handling, consultation and other miscellaneous fees.
Targeting SME owners who often experience troubles in capital turnover, we specially offer the Principal Repayment Holiday Scheme where clients have an option to repay only monthly interest to reduce monthly repayment expenses.
Loans for SMEs have no minimum loan period. Interest is calculated based on the actual number of days when loans are disbursed. There is no penalty for early repayment.
There is no loan amount ceiling. It depends on the conditions of each applicant.
Loans for SMEs are not limited to business types or the length of business operation. Applications can be made as long as there is funding demand for the business.
Applicants aged 18 or above can apply. No limit.
