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Unsecured Loans for Property Owners

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Unsecured Loans for Property Owners

Any property owners are welcomed as no collateral of
title deed is required. Compared to general private loans,
the loan amount is larger and the interest is lower,
which helping you to clear high-interest debts.
Thus, a lower interest rate can be enjoyed
to meet your different funding needs!

No collateral of title deed is required; Loan amount up to HK$1.5 million
Co-owned properties can be applied for by one person
Exempt from complicated legal procedure, cash out instantly
Daily calculation of interest, borrow and repay whenever you want
Exempt from income proof, stress test and credit report
Exempt from valuation fee, legal fee and handling fee

Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.

Loan amount
$
Interest rate (per annum)
%
Repayment period (months)
months
Monthly installment 0

If the address search on the left does not return the required address, please contact us for property valuation via E-mail.

Case sharing

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Startup business through unsecured loan for property owner

Ms. Cheung’s younger sister recently planned to startup a coffee shop with a friend but required $1 million as cash flow. Ms. Cheung hoped to help her younger sister while she was also optimistic about the business prospect. She had a co-owned property with his husband, but her husband was staying overseas. Mortgage of their property through bank thus became infeasible. One day Ms. Cheung found that the Unsecured Loans for Property Owners from Hong Kong Finance could be applied by one person, and it was easy to borrow millions of funds to help her a younger sister to startup.

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Loans for business development in Shenzhen

Mr. Wong operated tea restaurant in Shenzhen. He found that there was a good opportunity to open new stores in Nanshan and Futian District. To open new stores, $800,000 more funds had to be acquired. Since the self-occupied property had been granted mortgage through bank, Mr. Wong needed another way to acquire funds. He found the Unsecured Loans for Property Owners from Hong Kong Finance could be applied without collateral of title deed, finally he received $800,000 for business development.

Ms. Cheung’s younger sister recently planned to startup a coffee shop with a friend but required $1 million as cash flow. Ms. Cheung hoped to help her younger sister while she was also optimistic about the business prospect. She had a co-owned property with his husband, but her husband was staying overseas. Mortgage of their property through bank thus became infeasible. One day Ms. Cheung found that the Unsecured Loans for Property Owners from Hong Kong Finance could be applied by one person, and it was easy to borrow millions of funds to help her a younger sister to startup.

Mr. Wong operated tea restaurant in Shenzhen. He found that there was a good opportunity to open new stores in Nanshan and Futian District. To open new stores, $800,000 more funds had to be acquired. Since the self-occupied property had been granted mortgage through bank, Mr. Wong needed another way to acquire funds. He found the Unsecured Loans for Property Owners from Hong Kong Finance could be applied without collateral of title deed, finally he received $800,000 for business development.

FAQ

Does it accepts application from owners of any type of property?

Yes. We accept loan applications for the property owners of private domestic apartments, tenement buildings, village houses and car park spaces. (for those owners who have unpaid HOS flats and Public Housing can apply Personal Loans for HOS and Public Housing Homeowners)

Do I need to pledge my property for applying Unsecured Loans for Property Owners?

It is not necessary to pledge property for applying for Unsecured Loans for Property Owners. We eliminate complicated documents and do not require to sign a contract in law firm.

Is it possible to make partial or full repayment at any time?

Yes, you can apply for full or partial repayment at any time. Repayment period can be up to 120.

Are the loan applications processed by lawyer?

Yes. To ensure the delivery of high-quality, reliable and statutory mortgage services, we have commissioned a reputable law firm to handle the applications for us.

Can I apply for loans if I am over 65 years old or have retired?

Yes, there is no age limit for loan applications. You can apply anytime without having to submit any proof of income document.

Do I need to register at the Land Registry for applying for Unsecured Loans for Property Owners?

We offer collateral-free and large Personal loans with a low interest for Property Owners. At Hong Kong Finance, loan applications are simple and compliant with the regulations. Property Owners can take out Personal loans with ease without having to submit their title deed or register at the Land Registry.

Does it accepts application from one of the co-owners for a jointly-owned property?

Yes. We accept loan application from one of the co-owners for a jointly-owned property.

Can I apply for Unsecured Loans for Property Owners if I am unable to provide the proof of income and employment certificate?

Of course, you can. At Hong Kong Finance, applicants are exempted from having their proof of income and employment. Loan amount will be calculated based on both property valuation and personal credit status.

Is there any fees to be charged during the loans application?

At Hong Kong Finance, loan application is absolutely free-of-charge, with no legal fee, handling fee or valuation fee. We will not charge any fees if the application is disapproved or cancelled, or if the loan is not confirmed and accepted at the end.

How long does disbursement take after a loan application has been approved?

Usually, you can get your loan within 24 hours.

What are the eligibility criteria for applying for Unsecured Loans for Property Owners?

Applicants are welcomed as long as they are at least 18 of age and own a Property in Hong Kong.

Does it accepts application from owners of any type of property?

Yes. We accept loan applications for the property owners of private domestic apartments, tenement buildings, village houses and car park spaces. (for those owners who have unpaid HOS flats and Public Housing can apply Personal Loans for HOS and Public Housing Homeowners)

Does it accepts application from one of the co-owners for a jointly-owned property?

Yes. We accept loan application from one of the co-owners for a jointly-owned property.

Do I need to pledge my property for applying Unsecured Loans for Property Owners?

It is not necessary to pledge property for applying for Unsecured Loans for Property Owners. We eliminate complicated documents and do not require to sign a contract in law firm.

Can I apply for Unsecured Loans for Property Owners if I am unable to provide the proof of income and employment certificate?

Of course, you can. At Hong Kong Finance, applicants are exempted from having their proof of income and employment. Loan amount will be calculated based on both property valuation and personal credit status.

Is it possible to make partial or full repayment at any time?

Yes, you can apply for full or partial repayment at any time. Repayment period can be up to 120.

Is there any fees to be charged during the loans application?

At Hong Kong Finance, loan application is absolutely free-of-charge, with no legal fee, handling fee or valuation fee. We will not charge any fees if the application is disapproved or cancelled, or if the loan is not confirmed and accepted at the end.

Are the loan applications processed by lawyer?

Yes. To ensure the delivery of high-quality, reliable and statutory mortgage services, we have commissioned a reputable law firm to handle the applications for us.

How long does disbursement take after a loan application has been approved?

Usually, you can get your loan within 24 hours.

Can I apply for loans if I am over 65 years old or have retired?

Yes, there is no age limit for loan applications. You can apply anytime without having to submit any proof of income document.

What are the eligibility criteria for applying for Unsecured Loans for Property Owners?

Applicants are welcomed as long as they are at least 18 of age and own a Property in Hong Kong.

Do I need to register at the Land Registry for applying for Unsecured Loans for Property Owners?

We offer collateral-free and large Personal loans with a low interest for Property Owners. At Hong Kong Finance, loan applications are simple and compliant with the regulations. Property Owners can take out Personal loans with ease without having to submit their title deed or register at the Land Registry.

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