Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.
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Ms. Cheung’s younger sister recently planned to startup a coffee shop with a friend but required $1 million as cash flow. Ms. Cheung hoped to help her younger sister while she was also optimistic about the business prospect. She had a co-owned property with his husband, but her husband was staying overseas. Mortgage of their property through bank thus became infeasible. One day Ms. Cheung found that the Unsecured Loans for Property Owners from Hong Kong Finance could be applied by one person, and it was easy to borrow millions of funds to help her a younger sister to startup.
Mr. Wong operated tea restaurant in Shenzhen. He found that there was a good opportunity to open new stores in Nanshan and Futian District. To open new stores, $800,000 more funds had to be acquired. Since the self-occupied property had been granted mortgage through bank, Mr. Wong needed another way to acquire funds. He found the Unsecured Loans for Property Owners from Hong Kong Finance could be applied without collateral of title deed, finally he received $800,000 for business development.
Ms. Cheung’s younger sister recently planned to startup a coffee shop with a friend but required $1 million as cash flow. Ms. Cheung hoped to help her younger sister while she was also optimistic about the business prospect. She had a co-owned property with his husband, but her husband was staying overseas. Mortgage of their property through bank thus became infeasible. One day Ms. Cheung found that the Unsecured Loans for Property Owners from Hong Kong Finance could be applied by one person, and it was easy to borrow millions of funds to help her a younger sister to startup.
Mr. Wong operated tea restaurant in Shenzhen. He found that there was a good opportunity to open new stores in Nanshan and Futian District. To open new stores, $800,000 more funds had to be acquired. Since the self-occupied property had been granted mortgage through bank, Mr. Wong needed another way to acquire funds. He found the Unsecured Loans for Property Owners from Hong Kong Finance could be applied without collateral of title deed, finally he received $800,000 for business development.
Of course, you can. At Hong Kong Finance, applicants are exempted from having their proof of income and employment. Loan amount will be calculated based on both property valuation and personal credit status.
Yes. We accept loan application from one of the co-owners for a jointly-owned property.
Yes, you can apply for full or partial repayment at any time. Repayment period can be up to 120.
Yes. To ensure the delivery of high-quality, reliable and statutory mortgage services, we have commissioned a reputable law firm to handle the applications for us.
Yes, there is no age limit for loan applications. You can apply anytime without having to submit any proof of income document.
We offer collateral-free and large Personal loans with a low interest for Property Owners. At Hong Kong Finance, loan applications are simple and compliant with the regulations. Property Owners can take out Personal loans with ease without having to submit their title deed or register at the Land Registry.
Yes. We accept loan applications for the property owners of private domestic apartments, tenement buildings, village houses and car park spaces. (for those owners who have unpaid HOS flats and Public Housing can apply Personal Loans for HOS and Public Housing Homeowners)
It is not necessary to pledge property for applying for Unsecured Loans for Property Owners. We eliminate complicated documents and do not require to sign a contract in law firm.
At Hong Kong Finance, loan application is absolutely free-of-charge, with no legal fee, handling fee or valuation fee. We will not charge any fees if the application is disapproved or cancelled, or if the loan is not confirmed and accepted at the end.
Usually, you can get your loan within 24 hours.
Applicants are welcomed as long as they are at least 18 of age and own a Property in Hong Kong.
Yes. We accept loan applications for the property owners of private domestic apartments, tenement buildings, village houses and car park spaces. (for those owners who have unpaid HOS flats and Public Housing can apply Personal Loans for HOS and Public Housing Homeowners)
Yes. We accept loan application from one of the co-owners for a jointly-owned property.
It is not necessary to pledge property for applying for Unsecured Loans for Property Owners. We eliminate complicated documents and do not require to sign a contract in law firm.
Of course, you can. At Hong Kong Finance, applicants are exempted from having their proof of income and employment. Loan amount will be calculated based on both property valuation and personal credit status.
Yes, you can apply for full or partial repayment at any time. Repayment period can be up to 120.
At Hong Kong Finance, loan application is absolutely free-of-charge, with no legal fee, handling fee or valuation fee. We will not charge any fees if the application is disapproved or cancelled, or if the loan is not confirmed and accepted at the end.
Yes. To ensure the delivery of high-quality, reliable and statutory mortgage services, we have commissioned a reputable law firm to handle the applications for us.
Usually, you can get your loan within 24 hours.
Yes, there is no age limit for loan applications. You can apply anytime without having to submit any proof of income document.
Applicants are welcomed as long as they are at least 18 of age and own a Property in Hong Kong.
We offer collateral-free and large Personal loans with a low interest for Property Owners. At Hong Kong Finance, loan applications are simple and compliant with the regulations. Property Owners can take out Personal loans with ease without having to submit their title deed or register at the Land Registry.
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Related personal loan services are provided by EasyLend Finance Company Limited, a partner of Hong Kong Finance, and only accept online applications.
