Date: 2023.05.12
【同業拆息急升 增供樓加息憂慮】
截至12/5早上11時55分,本港銀行同業拆息(下稱HIBOR)隔夜至12個月期,全線上升至逾4厘,隔夜拆息升至4.54167厘,創逾3年新高;至於與供樓利息掛鈎的1個月HIBOR亦急升至4.34250厘。
業內人士認為或與銀行半年結及6至8月派息季將至,加上未來數月或有大企業在港上市,令港元需求急增,加上銀行體系結餘暫時處於低水平,才引致港元拆息急升。
有分析指,雖然升勢估計由套息交易拆倉帶動,屬暫時性,但若1個月HIBOR長時間高企逾4厘,甚至有可能短暫迫近5厘,有可能觸發本地銀行調高最優惠利率(P),增加市民每月供樓的負擔。
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