Date: 2024.03.15
【一客多食再見 惟受限資金 炒風難猖獗】
自政府二月底取消樓市需求控制措施之後,成交大幅提升,一手新盤由2月28日至3月10日共12日內,成交已經有1,702宗。行內人士估計,2024全年一手成交有望超過20,000宗,而二手方面全年有約50,000宗成交。均遠超過往10年平均成交數字。同時,市場上亦出現一位投資者購入多個單位,俗稱「一客多食」,例如近日Belgravia Place就有客人一次過購入24個單位!
這些投資客,一般利用有限公司購入享長樓花期或成交期的物業,只需要支付低首期,到近成交期再高價轉手圖利。但相對炒風將難以再見,因過往炒家可以只用一份稅單就能向多間不同銀行借錢,但現時銀行受嚴密監管,日前已有大型銀行表態拒做「摸貨」按揭,加上中央信貸資料庫訊息互通,炒家從不同銀行籌集資金的難度大增,需要尋求其他的融資來源,例如將現有物業進行加按等,變相避免炒風過度猖獗。
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