Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.
If the address search on the left fails to fetch the subject property, please contact us for property valuation via E-mail.
Affected by the global economic downturn, the stock market fluctuated sharply. Mr. Ho, who is professional in investment, needed to raise funds in response to the global environment. However, he knew that the bank tightened the approval process and it would take at least three or four weeks for approval. In order to avoid missing opportunities, Mr. Ho chose Hong Kong Finance for mortgage, which was approved quickly, and cash was available in the next day.
Mr. Chan was engaged in the retail business of sporting goods. Seeing that Hong Kong people were popular in sports in recent years, he wanted to expand his business by opening a new branch. Knowing that there was a suitable shop to rent, Mr. Chan was required to pay the deposit within 24 hours to avoid losing the opportunity to another potential tenant. As Mr. Chan did not have enough cash on hand, he applied mortgage with his property. Eventually he succeeded in obtaining a large amount of cash within 24 hours for renting the shop.
Mr. Chan was engaged in the retail business of sporting goods. Seeing that Hong Kong people were popular in sports in recent years, he wanted to expand his business by opening a new branch. Knowing that there was a suitable shop to rent, Mr. Chan was required to pay the deposit within 24 hours to avoid losing the opportunity to another potential tenant. As Mr. Chan did not have enough cash on hand, he applied mortgage with his property. Eventually he succeeded in obtaining a large amount of cash within 24 hours for renting the shop.
Affected by the epidemic situation and the global economic downturn, the stock market fluctuated sharply. Mr. Ho, who is professional in investment, needed to raise funds in response to the global environment. However, he knew that the bank tightened the approval process and it would take at least three or four weeks for approval. In order to avoid missing opportunities, Mr. Ho chose Hong Kong Finance for mortgage, which was approved quickly, and cash was available in the next day.
*Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.
If the address search on the left fails to fetch the subject property, please contact us for property valuation via E-mail.
Mr. and Mrs. Au would soon be welcoming the birth of new life, so they wanted to purchase a new flat to provide their kid with a better of living. However, due to over budgeting, it was necessary to use the second mortgage plan of the property developer. Worse came to worse, Mr. Au was rejected for loan application since he was a self-employed person. At last, Hong Kong Finance successfully granted 3 million of second mortgage from Mr. Au’s property. The first installment of the new flat would finally be settled.
Mr. and Mrs. Au would soon be welcoming the birth of new life, so they wanted to purchase a new flat to provide their kid with a better of living. However, due to over budgeting, it was necessary to use the second mortgage plan of the property developer. Worse came to worse, Mr. Au was rejected for loan application since he was a self-employed person. At last, Hong Kong Finance successfully granted 2 million of second mortgage from Mr. Au’s property. The first installment of the new flat would finally be settled.
Mr. and Mrs. Au would soon be welcoming the birth of new life, so they wanted to purchase a new flat to provide their kid with a better of living. However, due to over budgeting, it was necessary to use the second mortgage plan of the property developer. Worse came to worse, Mr. Au was rejected for loan application since he was a self-employed person. At last, Hong Kong Finance successfully granted 2 million of second mortgage from Mr. Au’s property. The first installment of the new flat would finally be settled.
Mr. Lee and his family loved natural environment. 5 years ago, they bought a 700-feet village house in Yuen Long through mortgage with loan-to-value ratio up to 60%. Unfortunately, Mr. Lee’s mother was examined with breast cancer that a huge amount of loan was required for treatment. As the procedure of mortgage of village house through bank was complicated, Mr. Lee looked for alternative by applying loan through Hong Kong Finance. The procedure was simpler, money was received in a short period of time to solve the problem.
*Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.
If the address search on the left fails to fetch the subject property, please contact us for property valuation via E-mail.
Mr. Mo was engaged in toy processing and production. Due to the trade war, his business was affected. His customers requested a longer period of payment terms, causing the tense of his cash flow in short term. Fortunately, Mr. Mo’s friend recommended him to apply for a loan of his carpark with Hong Kong Finance. It helped to solve the problem of cash flow and avoided alarming his mortgage in the bank. The funds were sufficient for him to take large orders.
Mr. Chau had taken over the logistics business from his family. To meet with the business opportunity, he planned to expand his vehicle teams in China market. Unfortunately, some documents were missed, resulting the failure of granting loan. Mr. Chau knew that all types of parking spaces are available for mortgage with Hong Kong Finance. He was successfully grant loan from the mortgage of several carparks. The team's expansion was thus be completed.
Mr. Mo was engaged in toy processing and production. Due to the trade war, his business was affected. His customers requested a longer period of payment terms, causing the tense of his cash flow in short term. Fortunately, Mr. Mo’s friend recommended him to apply for a loan of his carpark with Hong Kong Finance. It helped to solve the problem of cash flow and avoided alarming his mortgage in the bank. The funds were sufficient for him to take large orders.
Mr. Chau had taken over the logistics business from his family. To meet with the business opportunity, he planned to expand his vehicle teams in China market. Unfortunately, some documents were missed, resulting the failure of granting loan. Mr. Chau knew that all types of parking spaces are available for mortgage with Hong Kong Finance. He was successfully grant loan from the mortgage of several carparks. The team's expansion was thus be completed.
*Remark: The actual loan amount, interest rate and other conditions are subject to the loan documents accepted and signed by the client. Hong Kong Finance Company Limited reserves the right to make the final decision in case of disputes.
If the address search on the left fails to fetch the subject property, please contact us for property valuation via E-mail.
Mr. Ho believed it was a good investment opportunity as the recent stock market became unstable. In order to increase the cash on hand, he considered Hong Kong Finance, which has been cooperating for many years. $20 million was cashed out from 3 properties for investment instantly. The application procedures are simple and the loan amount is large, cash out is always easy.
Mr. Wong and his wife planned to return to China for retirement, thus a huge amount of cash was required. Although the return on retirement investment would be received after half a year, they did not want to postpone the immigration plan. Fortunately, the value of their self-owned property in Tai Koo Shing had been appreciated several times over the years. It was easy to obtain a $5 million cash from mortgage with Hong Kong Finance. The loan would be settled by the return on retirement investment after half a year.
Mr. Ho believed it was a good investment opportunity as the recent stock market became unstable. In order to increase the cash on hand, he considered Hong Kong Finance, which has been cooperating for many years. $20 million was cashed out from 3 properties for investment instantly. The application procedures are simple and the loan amount is large, cash out is always easy.
Mr. Wong and his wife planned to return to China for retirement, thus a huge amount of cash was required. Although the return on retirement investment would be received after half a year, they did not want to postpone the immigration plan. Fortunately, the value of their self-owned property in Tai Koo Shing had been appreciated several times over the years. It was easy to obtain a $5 million cash from mortgage with Hong Kong Finance. The loan would be settled by the return on retirement investment after half a year.
Hong Kong Finance is a listed company subject to strict regulations and one of the top 10 providers of professional mortgage services in Hong Kong. We offer: a loan amount of 100% of increase in property value; exemption from income proof and stress test; zero default interest for early settlement; a flexible repayment period; a loan-to-value ratio of up to 80% of the value of any properties
Yes. To ensure the delivery of high-quality, reliable and statutory mortgage services, we have commissioned a reputable law firm in Admiralty to handle the applications for us.
Yes, there is no age limit for loan applications. You can apply anytime without having to submit any proof of income document.
For interest-only repayments, borrowers pay the monthly interest and are only required to repay the principal in full after the end of term; meanwhile, a monthly principal-and-interest repayment includes both the interest and the principal, just as how mortgage repayments to banks are made.
The repayment period is very flexible and may range from one month to 20 years.
Usually, you can get your loan within 24 hours.
Yes, the landlords can apply for a second mortgage loan or cash-out refinancing on their property anytime without the title deed.
Yes, you cannot take out a loan on a jointly-owned property without the consent of all the co-owners. While the application can be lodged by one of the co-owners or a trustee, all the co-owners must be present at the law firm to sign off the official loan contract.
The repayment period is very flexible and may range from one month to 20 years.
Yes, you can apply for loans even if you are self-employed or have no proof of income document.
Under normal circumstances, you can apply for a mortgage three years after the transfer. However, we allow for flexible arrangements under special conditions. A loan application may be approved within three years after the transfer.
Yes, you can. We accept loan applications on properties of any types and ages, including private domestic apartments, HOS flats whose owners have paid the land premium, tenement buildings, village houses, shops, industrial and commercial properties and car park spaces. You can easily convert the value of any properties into cash.
You only need to prepare the following documents: identity documents (e.g. Hong Kong Identity Card, passport or Home Return Permit), proof of address (e.g. recent demand for rates or management fee bill), monthly bank statement over the last three months or a facility letter issued by a financial institution.
Yes, you can do so as long as all the stakeholders agree to be guarantors.
PRC residents are eligible for loan applications by providing their identity card and passport as well as the information of their Hong Kong property.
Hong Kong Finance is a listed company subject to strict regulations and one of the top 10 providers of professional mortgage services in Hong Kong. We offer: a loan amount of 100% of increase in property value; exemption from income proof and stress test; zero default interest for early settlement; a flexible repayment period; a loan-to-value ratio of up to 80% of the value of any properties
The repayment period is very flexible and may range from one month to 20 years.
At Hong Kong Finance, loan application is absolutely free-of-charge, with no legal fee, handling fee or valuation fee. We will not charge any fees if the application is disapproved or cancelled, or if the loan is not confirmed and accepted at the end.
You only need to prepare the following documents: identity documents (e.g. Hong Kong Identity Card, passport or Home Return Permit), proof of address (e.g. recent demand for rates or management fee bill), monthly bank statement over the last three months or a facility letter issued by a financial institution.
Yes. To ensure the delivery of high-quality, reliable and statutory mortgage services, we have commissioned a reputable law firm in Admiralty to handle the applications for us.
Usually, you can get your loan within 24 hours.
Yes, you can apply for loans even if you are self-employed or have no proof of income document.
Yes, you can do so as long as all the stakeholders agree to be guarantors.
Yes, there is no age limit for loan applications. You can apply anytime without having to submit any proof of income document.
Yes, the landlords can apply for a second mortgage loan or cash-out refinancing on their property anytime without the title deed.
Under normal circumstances, you can apply for a mortgage three years after the transfer. However, we allow for flexible arrangements under special conditions. A loan application may be approved within three years after the transfer.
You can sell your property anytime within the repayment period without our prior consent.
For interest-only repayments, borrowers pay the monthly interest and are only required to repay the principal in full after the end of term; meanwhile, a monthly principal-and-interest repayment includes both the interest and the principal, just as how mortgage repayments to banks are made.
PRC residents are eligible for loan applications by providing their identity card and passport as well as the information of their Hong Kong property.
Yes, you can. We accept loan applications on properties of any types and ages, including private domestic apartments, HOS flats whose owners have paid the land premium, tenement buildings, village houses, shops, industrial and commercial properties and car park spaces. You can easily convert the value of any properties into cash.
Yes, you cannot take out a loan on a jointly-owned property without the consent of all the co-owners. While the application can be lodged by one of the co-owners or a trustee, all the co-owners must be present at the law firm to sign off the official loan contract.
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Related personal loan services are provided by EasyLend Finance Company Limited, a partner of Hong Kong Finance, and only accept online applications.
