Affected by the global supply chain crisis, the electronic parts trading company run by Mr. Li was also severely hit, resulting in a short-term shortage of funds and the inability to pay off supplier invoices on time. Mr. Li tried to apply for an SME financing loan from a bank, but the procedure was complicated and took a long time to get approved. Just when Mr. Li was at a loss, Hong Kong Credit accepted a yacht privately owned by Mr. Li as collateral and provided low-interest loans as the company's capital turnover. The approval procedures were simple and the funds were quickly obtained, helping Mr. Li's company get out of trouble. .
Mr. Chen is engaged in yacht rental business. Because the business volume has increased significantly in recent years, I want to buy a new ship to expand my business. Due to the limited funds on hand, Mr. Chen was unable to allocate a large sum of money to order a new ship, which made him very troubled at the time. There are not many financial companies in the market that can provide yacht installment loans. Hong Kong Credit provides flexible installment loans to help Mr. Chen purchase a new boat, seize business development opportunities, and take the company's business to the next level.
陳先生從事遊艇出租生意。因為近年生意額大增，所以想購買一艘新船擴充業務。由於陳先生手頭上資金有限，一下子不能夠拿出一大筆資金訂購新船，令他當時相當煩惱。市場上能提供遊艇分期貸款的財務公司不多，香港信貸提供靈活分期貸款，幫助陳先生購買新船，捉緊生意發展機會，讓公司業務更上一層樓。
受全球供應鏈危機影響，李先生所經營的電子零件貿易公司亦大受打擊，導致出現短期資金短缺，無法準時清還供應商發票。李先生嘗試過到銀行申請中小企融資貸款，但手續複雜而且需要很長間去批核。正當李先生苦無辦法之際，香港信貸接受由李先生私人擁有的一艘遊艇作為抵押，提供低息貸款作為公司資金周轉，批核手續簡單而且資金很快到手，協助李先生的公司走出困境。
Listed companies are strictly regulated and have more than 28 years of loan experience.
Just go to the application page of this website to provide simple yacht and applicant information, and someone will follow up for you.
Our company entrusts a reputable and established law firm to handle the loan procedures.
As long as you hold the relevant license, yachts intended for rental can also apply
Hong Kong credit can be applied in the name of an individual or a company
The yacht must be registered in Hong Kong, and the yacht needs to be inspected and valued by a surveyor.
上市公司監管嚴謹，超過25年貸款經驗。
遊艇必需於香港登記，遊艇需要接受驗船師檢查及估價。
本公司委託有信譽及具規模的律師樓辦理貸款手續。
香港信貸可接受以個人或公司名義申請
只需到本網站申請頁面提供簡單遊艇和申請人資料，將有專人為你跟進。
只要持有相關牌照，出租用途遊艇亦可申請
Repayment terms range from 6 to 60 months
The interest rate available to customers will depend on the quality of the mortgaged vessel, their personal credit status, and/or other factors. The actual interest rate will not exceed 48% per annum.
Calculated by deducting interest along with principal, the actual annual interest rate ranges from a minimum of 12% to a maximum of 48%. Example: Assume a loan of HK$100,000, an effective annual interest rate of 12%, and no handling fee. Calculated based on a 12-month repayment period, the monthly repayment amount is HK$8,885, and the total payment is HK$106,620.
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Related personal loan services are provided by EasyLend Finance Company Limited, a partner of Hong Kong Finance, and only accept online applications.
